How much does it cost to sell a house in New Hampshire?

Typical seller costs in New Hampshire include real estate commissions, the NH transfer tax ($7.50 per $1,000 of sale price split between buyer and seller), LCHIP recording fees, title insurance, attorney fees for deed preparation and closing, and any negotiated seller concessions. On a $500,000 sale, total seller costs typically range from 7% to 10% of the sale price depending on the commission structure and concessions offered.

What is the NH real estate transfer tax?

The New Hampshire real estate transfer tax is $7.50 per $1,000 of the sale price, split equally between the buyer and seller. On a $500,000 home, the seller's portion would be $1,875. This tax is paid at closing and is collected by the county registry of deeds.

What is the LCHIP fee in New Hampshire?

LCHIP stands for the Land and Community Heritage Investment Program. It is a surcharge added to recording fees at the county registry of deeds in New Hampshire. The fee helps fund the preservation of natural, cultural, and historic resources across the state. It is a relatively small cost compared to other closing expenses.

Do I need a real estate attorney to sell a home in NH?

While New Hampshire does not legally require a seller to hire an attorney, it is strongly recommended. A real estate attorney prepares the deed, reviews the closing disclosure, ensures clear title transfer, and protects your interests at the closing table. Attorney fees for a standard residential closing typically range from $500 to $1,000.

What are seller concessions and how do they affect my net proceeds?

Seller concessions are credits or contributions the seller agrees to provide at closing, often to cover a portion of the buyer's closing costs, repairs, or buyer-agent compensation. While concessions reduce your gross proceeds, they can help attract more buyers, generate stronger offers, and ultimately lead to a faster sale at a higher price. Nick Ponte helps you evaluate concession requests strategically to maximize your net outcome.

HOW MUCH DOES IT COST TO SELL A HOME?

The Cost of Selling a Home in Hampton, Rye, Portsmouth, North Hampton NH: What to Expect

New Hampshire Real Estate

Seller Net Sheet

Sale price: $800,000

Commission — 5% total

Listing agent (2.5%)

− $20,000

Buyer's agent (2.5%)

− $20,000

Commission subtotal − $40,000

NH Transfer Tax

Seller's half ($1.50 per $100) $800,000 ÷ 100 × $1.50

− $6,000

Closing Costs

Deed preparation

− $175

Summary

Sale price $800,000

Total deductions − $46,175

Estimated net proceeds

Before mortgage payoff

$753,825

Estimate only. Does not include mortgage payoff, prorated taxes, seller concessions, or pre-sale preparation costs.

Nick Ponte · Carey & Giampa Realtors · Hampton, NH

Cost Breakdown!

Real Estate Commission Traditionally 5–6% of the sale price, split between the listing agent and buyer’s agent.

Transfer Tax (Real Estate Tax) NH charges a transfer tax of $15 per $1,000), split equally between buyer and seller.

Deed Preparation: NH uses closing companies for transfers of title. During a closing they will ask the seller if they want them to prepare the deed. This usually runs $200+

Prorated Property Taxes You’ll owe property taxes prorated to your closing date. NH has no income tax but high property taxes, so this can be meaningful depending on where you are in the tax cycle.

Capital Gains Tax If the home is your primary residence, and you’ve lived there 2 of the last 5 years, you can exclude up to $250,000 in gains ($500,000 for married couples). Gains above that threshold are subject to federal capital gains tax. NH has no state income or capital gains tax, which is a meaningful advantag

WE LOOK FORWARD TO CONNECTING

Whether you’re looking to buy, sell, or relocate, Nick Ponte is here to deliver tailored support and professional expertise. Get in touch with us today, and let’s bring your real estate aspirations to life.

How Much Does It Cost to Sell a Home?

HOW MUCH DOES IT COST TO SELL A HOME?

The Cost of Selling a Home in Hampton, Rye, Portsmouth, North Hampton NH: What to Expect

Seller Net Sheet

WE LOOK FORWARD TO CONNECTING

Nick Ponte Realty

Your Dream Home Is Just a Click Away

EMAIL

ADDRESS

phone number

open hours

Enter your email to find out about off-market properties!

Compare Listings